All Hokie, All the Time. Period. Presented by

The Lounge Board

Joined: 12/13/1999 Posts: 62574
Likes: 14988

Joined Boards in 1999

50000+ Posts

Friends of TSL

Subscriber

Board Member 25+ Years

10000 Likes

2000 Likes

2000 Likes

500 Likes

250 Likes

100 Likes

100 Likes

What's this?

I'm agreeing with this (in theory) the value should stay constant forever..

even after taking out 4% every year. Investments have increased 7% on average over the last 100 years etc. so take out 4% the rest is inflation and/or taxed etc. 4% should be a larger number in out years to cover inflation gains.

I'm not convinced investments will go up 7% per year in the future, but that's a different argument.

(In response to this post by 133743Hokie)

Posted: 04/21/2016 at 7:22PM

+0

PREV NEXT REPLY

Insert a Link

Enter the title of the link here:

Enter the full web address of the link here -- include the "http://" part:

Current Thread:

Retirement Guru's - If you believe in the 4% (or 3%) rule, is it -- HokieDelNorte 04/21/2016 2:20PM

In theory it will last forever -- 133743Hokie 04/21/2016 3:51PM

I'm agreeing with this (in theory) the value should stay constant forever.. -- `lag 04/21/2016 7:22PM

I don't think that's it. 4% first yr, then increasing by inflation each yr ** -- Hokie Bird 94 04/21/2016 4:06PM

Please enlighten the non-retirement-gurus here: What is the 4%/3% rule? ** -- Freddyburg Hokie 04/21/2016 3:35PM

Withdrawing/Spending 3 or 4% of your retirement savings annually ... -- vt90 04/21/2016 4:01PM

Is your Googler broken? ** -- Hokie Bird 94 04/21/2016 4:00PM

Part of it depends on your life -- VTUD 04/21/2016 3:09PM

Best way to really understand this is through Monte Carlo simulations. Take -- 81_Hokie 04/21/2016 2:53PM

If I have to drive a Monte Carlo when I retire I will just keep working ** -- vt90 04/21/2016 2:54PM

Here are a few thoughts -- VaAkita 04/21/2016 2:45PM

That married part is huge. Sucks though. -- Stork 04/21/2016 3:37PM

Problem is, those who have saved in IRA/401k will not likely ... -- vt90 04/21/2016 2:48PM

Im hearing a common opinion that it'll be cut for everybody -- Bleedin OandM 04/21/2016 9:38PM

Means testing is coming ** -- FlyFishingHokie 04/21/2016 3:54PM

Means testing for social security? -- tallahasseehokie 04/21/2016 6:13PM

I'm less confident about means testing & more confident it -- HokieDelNorte 04/21/2016 7:53PM

Just sat thru retirement information sessions this week. Thought I heard 30 -- Burke Hokie 04/21/2016 2:25PM